TERMS OF USE

TERMS AND CONDITIONS

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE OR PURCHASING ANY PRODUCTS OR SERVICES.
By accessing this website, making a purchase, or checking the box indicating you have read and agree to these Terms of Use, you agree to be legally bound by them. If you do not agree, please do not use this website or purchase any products or services.

1. GENERAL INFORMATION

These Terms of Use govern your access to and use of all websites, content, products, programs, services, and materials operated by Stephanie Lyn Life Coaching, Inc., including but not limited to stephanielynlifecoaching.com (collectively, the “Site”).

By using the Site, you acknowledge that these Terms of Use constitute a legally binding agreement between you and Stephanie Lyn Life Coaching, Inc. (the “Company”).

2. USE OF SITE AND CONTENT

All content made available on the Site, including but not limited to videos, audio recordings, written materials, programs, courses, graphics, images, downloads, worksheets, branding, website design, HTML/CSS, software, and other materials (collectively, the “Content”), is owned by the Company or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Content for personal, non-commercial use only. You may not copy, reproduce, distribute, modify, publish, transmit, sell, sublicense, or create derivative works from any Content without prior written consent from the Company.

3. INTELLECTUAL PROPERTY AND TRADEMARKS

All trademarks, service marks, trade names, logos, and brand identifiers, including Stephanie Lyn Life Coaching, are the exclusive property of the Company or used with permission. Nothing in these Terms grants you any right or license to use any intellectual property without express written consent.

4. USER COMMUNICATIONS AND SUBMISSIONS

Any comments, feedback, ideas, or submissions you provide to the Company become the sole property of the Company and may be used without restriction, compensation, or acknowledgment.

5. ACCURACY OF INFORMATION

The Company makes reasonable efforts to ensure the accuracy of information presented on the Site but does not guarantee that all information is complete, accurate, or current. The Company assumes no responsibility for errors or omissions.

6. ELECTRONIC COMMUNICATIONS

By using the Site or purchasing from the Company, you consent to receive electronic communications, including emails, notices, disclosures, updates, and marketing communications. You may unsubscribe from marketing emails at any time.

7. PRIVACY POLICY

Your use of the Site is subject to the Company’s Privacy Policy. By using the Site, you consent to the collection and use of your information as described therein.

8. COACHING DISCLAIMER / NO PROFESSIONAL ADVICE

The Company provides coaching, educational, and informational services only. The Content and services offered are not therapy, counseling, mental health treatment, medical advice, legal advice, or financial advice.

The Company does not diagnose, treat, cure, or prevent any mental, emotional, physical, or medical condition. You acknowledge that you are solely responsible for your own mental, emotional, physical, and relational well-being, decisions, actions, and results.

Coaching is not a substitute for professional mental health care, psychotherapy, medical treatment, legal counsel, or financial services. You agree to seek qualified professionals as needed.

9. TESTIMONIALS AND RESULTS DISCLAIMER

Testimonials, examples, case studies, and success stories shared by the Company reflect the real-life experiences of individuals but are not guarantees of results. Results vary significantly based on individual circumstances, effort, mindset, background, and other factors beyond the Company’s control.

Any testimonials used are illustrative only and should not be interpreted as a promise or assurance of similar outcomes.

10. EARNINGS AND OUTCOMES DISCLAIMER

The Company makes no guarantees regarding income, business success, personal growth, relationship outcomes, emotional healing, or any specific results. You acknowledge that your results depend on many factors, including your own effort, consistency, decisions, and circumstances.

11. PAYMENTS, DIGITAL PRODUCTS, AND REFUNDS

Due to the nature of digital products, downloadable materials, online programs, and coaching services, all sales are final unless otherwise expressly stated in writing at the time of purchase.

Once access to a digital product, program, or service has been granted, no refunds will be issued unless required by law or explicitly stated on the applicable sales page.

If a refund is offered at the Company’s discretion, it will be processed according to the Company’s stated refund policy.

12. CHARGEBACKS AND PAYMENT DISPUTES

You agree not to initiate chargebacks or payment disputes without first contacting the Company to attempt resolution. Initiating a chargeback may result in immediate suspension or termination of access to all products, programs, and services.

13. RECURRING BILLING AND PAYMENT PLANS

If you enroll in a subscription, membership, or payment plan, you authorize the Company to charge your payment method on a recurring basis according to the terms disclosed at checkout. You are responsible for maintaining accurate billing information.

Failure to complete payment may result in suspension or termination of access.

14. THIRD-PARTY SERVICES

The Company is not responsible for service interruptions, errors, or failures caused by third-party providers, including but not limited to payment processors (such as Stripe), hosting providers, email platforms, or software services.

15. LIMITATION OF LIABILITY

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, punitive, or special damages arising from your use of the Site, Content, or services.

All Content is provided “as is” without warranties of any kind, express or implied.

16. INDEMNIFICATION

You agree to indemnify and hold harmless the Company and its officers, directors, employees, contractors, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the Site, violation of these Terms, or infringement of any third-party rights.

17. AGE REQUIREMENT

By using the Site or purchasing any products or services, you represent that you are at least eighteen (18) years of age or the age of majority in your jurisdiction.

18. FORCE MAJEURE

The Company shall not be liable for any failure or delay in performance due to events beyond its reasonable control, including but not limited to acts of God, natural disasters, pandemics, government actions, internet outages, or third-party service failures.

19. TERMINATION

The Company reserves the right, in its sole discretion, to restrict, suspend, or terminate your access to the Site or services for violation of these Terms or for any other lawful reason.

20. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict-of-law principles. You consent to the exclusive jurisdiction of the state and federal courts located in Boston, Massachusetts.

21. MODIFICATIONS

The Company reserves the right to update or modify these Terms at any time. Continued use of the Site constitutes acceptance of the updated Terms.